The American College's Programs are Now Available in China
The American College announced recently that it has entered into an agreement with the USAsia Center for Business and Financial Services Company, Ltd. The USAsia Center will serve as The College's sponsor in the People's Republic of China and will offer the LUTC Fellow (LUTCF), the Chartered Life Underwriter (CLU) and the Chartered Financial Consultant (ChFC) designations as part of The College's on-going commitment to professional education in the financial services industry.
Each program consists of specified courses to help develop educated, qualified, experienced, ethical and knowledgeable financial professionals. Each designation offered provides students with in-depth information on a variety of financial topics. The LUTCF curriculum gives students the high impact sales training and product knowledge necessary to build a solid foundation for their career.
The CLU designation provides students with the professional financial training to help their clients manage a successful business achieve financial security through life insurance, address business succession issues, and enhance the value of their estate. Students enrolled in the ChFC curriculum learn about creating a sound financial plan and how to achieve long and short financial goals through investments. In addition CLU, ChFC and LUTCF students must all agree to subscribe to The American College's Code of Ethics. Earning these prestigious designations, qualifies students to become members of The American College's Alumni Association with more than 150,000 members worldwide. "With a population estimated at 1.3 billion individuals China represents an enormous financial services and educational opportunity for our institution", said Larry Barton, PhD., President and Chief Executive Officer of The American College.
"We are delighted to work together with the USAsia Center to begin offering financial professionals the opportunity to enhance their practices with the sales skills and product knowledge available in the LUTCF curriculum".
Upon completion of their studies, financial professionals in China will join more then 65,000 designees who have earned there LUTCF through The American College. Earning this prestigious designation qualifies students to become members of The American College's Alumni Association with more than 150,000 members worldwide. Significance of the Life Insurance Industry in ChinaThe life insurance industry in China is rapidly evolving and growing. As of 1989, the total gross written premium was RMB 9.8 billion (US $1.2 billion).
By year 2000, the figure had increased to RMB 159.6 billion (US $20 billion), which was more than 15 times the gross written premium underwritten in 1989. The life insurance industry has become extremely competitive where companies are fighting for market share. As of May 2002, there were 6 domestic insurers and 12 foreign insurers in China. With the exception of American International Group, which is exempted from restriction on full ownership by foreign insurers, all other foreign companies have entered joint ventures with a Chinese partner in the form of 49/51, 50/50, or even 51/49, according to the International Risk Management Institute.
Most of the domestic insurers are authorized as national insurers who can conduct business on a nationwide basis.
China is already benefiting from export and trade with other nations and the inflow of foreign direct investment. The inception of The American College's designation programs in China will facilitate the growth of the insurance industry and will help to create qualified and successful financial advisors in that region. Need for Trained Life Insurance ProfessionalsOne of the issues facing the financial services industry in China is the lack of sufficient sales and product knowledge held by local agents and their support staff and the lack of high-quality training opportunities to improve the situation. At one time, in China, selling insurance was just a way to earn an extra income rather than a full-time career. This led to the perception that selling insurance did not require much training or education beyond having a network of personal contacts.
As the standard of living and financial resources of individuals in China increases, it is becoming crucial that the financial services industry produce a large number of highly knowledgeable and well-qualified professionals to serve needs of this growing client base. Potential clients investing in insurance have become more market savvy and demand a higher level of professionalism and competency from industry leaders.In addition, financial education helps to address the high attrition rate among agents in the Chinese insurance industry. Companies see training as a key to retention incentive because it helps raise the prospects of the individual agents' success.
Increased retention also reduces the considerable time and resources required to orient and train new agents- improving company profitability. The American College is the nation's leading non-profit educator of professionals in the insurance and financial services industry.
Located on a 35-acre campus in Bryn Mawr, Pennsylvania, The College is a public charity that serves over 35,000 students annually, predominantly on a distance education basis. The American College offers an array of specialized designation programs, Master of Science degrees in several disciplines and customized continuing education programs for those pursuing a career in financial services. For more information, visit www.TheAmericanCollege.edu. Contact:????Noel P. Kirkner, Public RelationsThe American College(610) 526-1453.
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(NC)-All owners are required by law to insure vehicles driven on public roads. Some provinces and territories offer public insurance while others have insurance sold privately. Here are some basic items to consider when buying vehicle insurance:
- Liability insurance is mandatory, and is used as financial protection against loss or injury caused to others while operating your vehicle. The minimum amount of insurance required differs across jurisdictions but keep in mind that skimping on liability insurance may cost you in the long run. Minimum liability will not cover the cost of an accident resulting in the injury of several people, for example, particularly in circumstances where litigation is an option.
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Booking Your Holiday Online - Made Easier
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N2Revolution(TM) Enters Into Agreement with Crown Auto Dealerships to Provide PurigeN98
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The service is provided without cost or obligation and it's done without consumers having to identify who they are.
The calculator is a simple tool that consumers need to take a close look at.
Term4Sale, Inc.
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Traveling Safely This Holiday Season
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Power Technology Closes on $5.5 Million Capital Commitment
(ContentDesk) September 2, 2004 -- Power Technology, Inc. (PWTC:OTCBB) announced today that the Company has closed on a new $5.5 million round of equity and debt. The transaction closed on Friday, August 26, 2004, and the first round of funding was received by the company yesterday. Chairman and CEO Bernard J. Walter commented "This round of capital funding will allow the company to begin the commercialization of its unique, patented technology for batteries.
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Individual Health Insurance Quotes Online
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