Lorman Education Services Presents "Goodbye Medical Savings Accounts, Hello Health Savings Accounts, Health" Seminar on Nov. 15, 2005
(ContentDesk) September 21, 2005 -- The seminar will compare and contrast not only FSAs (Flexible Spending Accounts) but two other plans, HRAs (Health Reimbursement Accounts) and HSAs (Health Savings Accounts). The seminar will concentrate on WHICH plans to use, WHEN you would use them, and WHY you would use one plan and not the other.Hope Crawford graduated cum laude from Rollins College and then began her career in the employee benefits industry in 1996. She first worked for a Central Florida independent insurance agency where she managed over 50 clients for the vice president of the employee benefits department. Three years later, Ms. Crawford became an account executive with another independent agency and began to develop her own client base while continuing to service and oversee the renewal process for existing agency businesses.
Today, she concentrates on the marketing and sales of group benefits for Hugh Cotton Insurance, Inc., an agency with over 50 years of experience serving the needs of Central Florida businesses. Ms. Crawford enjoys a strong history in sales, marketing and service of small and middle market accounts and actively works with her Central Florida clients to meet the demands of a changing economy and marketplace. Ms. Crawford is licensed to market and sell life, health and variable annuities and has participated in numerous courses involving insurance, marketing and sales.
She is a member of the National Association of Health Underwriters.Gregory P. McMahon, Esq. is a founding member of the law firm of Marcus, McMahon & Myers, P.L., where he practices law in the areas of first- and third-party insurance litigation, ERISA claim litigation, insurer bad faith litigation, liability insurance defense, property and casualty insurance defense, and insurance coverage litigation. Prior to becoming an attorney, he attended law school at the Shepard Broad Law Center at Nova Southeastern University in Ft. Lauderdale, Florida, where he served as editor-in-chief of the Nova Law Review, received the West Publishing Award for Scholastic Achievement and earned his J.D.
degree, cum laude. In addition to his state court practice, Mr.
McMahon regularly practices law in the U.S. District Courts for the Northern, Middle and Southern Districts of Florida and the U.S. Court of Appeals-11th Circuit.
His memberships include the American Bar Association, The Florida Bar (where he served on the Student Education and Admissions Committee to the Florida Bar (1999-2001)), the Orange County Bar Association, the Defense Research Institute and the Florida Defense Lawyers Association. Mr.McMahon's most recent and upcoming presentations include Bad Faith and Punitive Damages, 6th National Advanced Forum on Litigating Disability Insurance Claims (American Conference Institute); Insurance Bad Faith Claims in Florida (Lorman Education Services); Property & Casualty Coverage in Florida (Lorman Education Services); and Commercial Truck Accident Coverage and Liability in Florida (Lorman Education Services). Additionally, his work has been published on two separate occasions: DNA Evidence in Florida: The Year in Review (1998); and Personal Jurisdiction in a Dissolution of Marriage Action: Garrett v. Garrett, 1996 Annual Survey of Florida Law (21 NOVA L. REV.
491).This one-day seminar is designed for human resource and benefits professionals, accountants, controllers, CFOs, presidents, vice presidents, business owners and managers, office managers, payroll managers, insurance professionals, tax managers, financial planners, consultants and attorneys.To register for this event please click http://www.lorman.com/info/357761 please call 866-352-9539 to speak with a Lorman Education customer service representative. Reference number for this event is 18189..
Social Security: Which Is Much Better Early Or Late Retirement?
The social security retirement benefit is given during the normal retirement age of a qualified member. The normal retirement age is the age at which the retirement benefits equal the amount of the primary insurance. However, the normal retirement age of members varies by year of birth. Any retirement before the normal retirement age may reduce the retirement benefits to be received by members however the opposite applies if ever members choose to retire after the normal retirement age. The amount of retirement after the normal retirement age is also much higher.
The social security follows a table of benefits in order to determine the amount of retirement benefits to be given. Likewise, the retirement benefits may be higher or lower than the amount of the primary insurance of the retiring members. The difference is brought about by the age of the member on the time he or she wants to retire. To maximize the amount of retirement benefits, members may delay their retirement up...
Social Security: Which Is Much Better Early Or Late Retirement?
Auto insurance > Social Security: Which Is Much Better Early Or Late Retirement?
Surety Bonds
The construction industry is a very good competitive marketplace. Contractors used to come across several projects that require them for as long as surety bonds guaranteeing their recital of the contract and looking out for sustaining a steady flow of work as well. Surety bonds are required of contractors on public projects let directly by federal, state or local government agencies. Private owners are in need of bonds for their contractors. Generally trade contractors are linked to the public owner depending on the projects employing a construction manager of their own; and subcontractors may also be mandatory to 'bond back' to the general contractor on projects whatever it might be public or private.
Here come the basic categories of contract surety bonds:
? The bid bond presents financial assurance that the bid has been submitted in good faith and that the contractor proposes to enter into the contract at the price bid and also provide the required performance...
Auto insurance > Surety Bonds
WFG Capital Advisors LP Announces the Release of Industry Sourcebook on Mergers & Acquisitions
HARRISBURG, PA (ContentDesk) February 25, 2004-?WFG Capital Advisors LP, a leading investment banking firm to the insurance industry, announced today the release of its 2004 Financial Insights ? Agency and Brokerage Merger & Acquisition Sourcebook.
This comprehensive publication includes analysis and qualitative insight along with detailed statistical information regarding 2003 merger and acquisition activities and the related implications for 2004. According to Steven Wevodau, Managing Principal of WFG, "The 2004 Financial Insights ? Agency and Brokerage M & A Sourcebook is truly a unique publication that combines detailed statistical information, analysis, and insights on all of the merger and acquisition activities among brokers and agents for 2003 and the developments and trends expected for 2004."
Wevodau added "It will provide invaluable insights to every professional in the industry.
Our belief is that this publication will become the industry leading...
Auto insurance > WFG Capital Advisors LP Announces the Release of Industry Sourcebook on Mergers & Acquisitions
Before You Buy A House ? Top 10 Tips
1. Pre-qualify for a mortgage. Now you know how much house you can afford before you start looking. This will narrow your search and keep you "real" and not disappointed on houses you can't afford.2. Find a good neighborhood. Know the school district and is it a good one if you have kids attending. Is shopping convenient? Is the area growing and can you look forward to appreciation on your house? What's the area like? Are you next to vacant land that could be a freeway or a new mall in your backyard?3. Log.
Log your visits to potential houses. Sounds silly, but after you look at several, it can get confusing later on. Write down advantages and disadvantages of each house. Even draw a simple layout sketch to refresh your memory.4. Money. How much more is your house going to cost than just your house payment? Taxes and Insurance.
And if you are new home buyer and don't have a huge down payment (20%) then add in mortgage insurance. Required by the government. Check with your...
Before You Buy A House ? Top 10 Tips
Auto insurance > Before You Buy A House ? Top 10 Tips
Increasing Numbers Caught by IHT
The number of estates paying inheritance tax (IHT) has risen by two-thirds over the past five years, according to The National Audit Office. They say that the Inland Revenue raised ?2.5bn last year from the 300,000 estates that paid IHT.Many people are oblivious to the fact that they could be sitting on top of a potentially explosive, ticking tax bomb that is continually being fuelled by rising house prices. The tax in question is Inheritance Tax (IHT), a non-discriminating tax that doesn't target only the super-rich.Let's consider whether you have a potential problem. The IHT threshold means that tax on assets valued up to this amount is payable at a nil' rate. This includes your property as well as your savings, investments, insurance policies not written under trust and business assets (subject to the availability of relief at 50% or 100%).
The value of your estate above this threshold could...
Increasing Numbers Caught by IHT
Auto insurance > Increasing Numbers Caught by IHT
Peliscan Plus, Inc. Introduces Digital Inventories to Southwest Florida Offering Asset Management for Personal and Small Business Properties
BONITA SPRINGS, FL (ContentDesk) June 4, 2004 -? "Creating an inventory is the most effective means of ensuring that you have accurate and detailed records of personal property." said Ryon DiRosario, Peliscan's president.
"Completing an inventory can be both overwhelming and time consuming.
We offer a service that makes the task feasible.
Our use of photo-text imaging enhances the basic inventory and helps to validate that information." Peliscan Plus, Inc. compiles the data in a program designed to record and manage personal and small business assets.
Items to be inventoried are registered and all
pertinent information i.e.: purchase price, appraised value, replacement cost, model numbers, etc. are categorized, tagged, photographed and recorded in a CD or DVD format for easy access and revision.
The asset management system also provides reporting capabilities including Total Cost, Total Value and Total Replacement Cost summaries. This...
Auto insurance > Peliscan Plus, Inc. Introduces Digital Inventories to Southwest Florida Offering Asset Management for Personal and Small Business Properties